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Motorbike Insurance

Motorbike Insurance

The primary use of motorbike insurance is to ensure the financial protection of those affected by physical damage to their property and/or bodily injury in a traffic accident. Having your motorbike insured is a requirement by law (L.A.M.) and helps insure the driver and others of their right to compensation should any damage be caused in a traffic accident.

Here follows important information belonging to this insurance:

1. In order to apply for motorbike insurance with a motorcycle the driver has to be in possession of a driverís license ĎAí.

2. In order to apply for motorbike insurance with an ATV the driver has to be in possession of a driverís license ĎBí.

3. This insurance covers the damage that the driver of the vehicle might inflict upon another person or property. The maximum amount that will be covered is stipulated within the insurance policy.

4. Injury to a passenger riding on the motorbike is not covered under this insurance.

5. When involved in a traffic accident of any nature it is an obligation to call the Police. The Road Service provided by your insurance company must also be notified.

6. If your motorbike has caused damage to another (third party) you have to stop by your closest broker branch in order to fill out a claim form. In order to fill out the claim form you will need:

a. The driver license of the one responsible for the damage.

b. The insurance papers.

c. The accident form provided to you by the Road Service of your insurance company.

7. When selling your motorbike it is important to know that the existing motorbike insurance policy of the vehicle cannot be continued. As soon as the motorbike is sold it is required that you bring the insurance papers to your closest broker branch in order to return these to the insurance company to start the cancellation process. If this cancellation is not done promptly and the motorbike is involved in an incident you will be held financially responsible.

8. If the motorbike or motorbike its number is changed please notify this to your broker. If you fail to do this and your motorbike is involved in a traffic accident your insurance policy will be void.

9. When your insurance is cancelled your no claims discount will be valid for up to one year.

According to the conditions set on your insurance policy, companies will not cover any damage caused by these following reasons:

a. If the person responsible for the damage is not in possession of a valid driverís license.

b. If the person responsible for the damage is under the influence of alcohol or any other narcotics.

c. If the person is not a responsible driver (e.g. speeding, hopping, street racing, etc.).

Please note, every insurance company has their own policy, which may vary. And therefore the information we provide is liable to change depending on your current insurance policy.

Any questions? Please fill out our form.