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Content Insurance

Content Insurance

Just as your house is a serious investment made during your lifetime, so are the contents within it. With this we mean the furniture and appliances we find inside your house. Furniture and appliance prices have increased throughout the years and it is important to have the security of knowing that should any calamity occur your home content would be insured.

These calamities’ can range from:

• Fire

• Earthquake

• Lightning

• Hurricane or bad weather

• Vandalism

• Damage by vehicles

• Explosions

• Burglary

With a content insurance should such a calamity occur it ensures the homeowner that they will be compensated for any damage suffered either to their furniture or appliances within their house.

As time goes by we add or replace furniture or appliances within our house; your furniture value might increase with new additions, furniture value might go down when moving into a smaller house or you might even start a new hobby that can be expensive. All of these factors will have an effect on your insurance. That is why it is important not to forget to always notify your broker about changes made to your house content in order to make sure that the amount insured is correct. This ensures proper compensation can be made towards the value of your house content.

Insurance companies advise homeowners to keep a list of all furniture, appliances and any other content found within your house. It is also advisable to keep all your purchase receipts in order to ensure a swift claims procedure.

As a homeowner it is advisable once a year to go over your home content insurance policy to ensure that everything is as it should be and that your home content insurance is suited for your current situation.

Please note, every insurance company has their own policy, which may vary. And therefore the information we provide is liable to change depending on your current insurance policy.

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