Interruption Insurance
In this day and age it is impossible to start a business if your investments are not properly insured. In commerce insurance is one factor you cannot do without.
The nature of commerce also means that insurance companies require a more thorough process for their clients before they can apply for their services. That is why it is important when applying for a commercial insurance policy to always bring a copy of your Chamber of Commerce registration, and a valid identification of the persons mentioned under the registry.
Interruption insurance gives you coverage when your business suffers from a specific damage you are insured for and cannot continue to run. When something like this happens you the employer would still have to keep paying your employees, creditors, etc.
In order to insure yourself for the correct sum of money, you need to know your net revenue and your fixed costs. Your business administration would also have to comply with certain requirements set in order to be qualified for this insurance.
Please note, every insurance company has their own policy, which may vary. And therefore the information we provide is liable to change depending on your current insurance policy.
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