Construction All-Risk Insurance
In this day and age it is impossible to start a business if your investments are not properly insured. In commerce insurance is one factor you cannot do without.
The nature of commerce also means that insurance companies require a more thorough process for their clients before they can apply for their services. That is why it is important when applying for a commercial insurance policy to always bring a copy of your Chamber of Commerce registration, and a valid identification of the persons mentioned under the registry.
This insurance is specifically for contractors. There are two parts with this coverage:
1. It covers the job being performed.
a. This includes the materials used on the job, for example, the scaffolding, mold, sheds, tools, etc.
b. It also includes coverage over the property of the person that hired the contractor
2. It covers the liabilities the contractor faces.
This insurance is heavily based on the construction specifications, where all the building specifications are set in detail.
Please note, every insurance company has their own policy, which may vary. And therefore the information we provide is liable to change depending on your current insurance policy.
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